Mediocre American Credit card debt in 2021: $5,525

Mediocre American Credit card debt in 2021: $5,525

With respect to the latest look, the typical Western credit debt try $5,525. The common cards balance has actually decreased of the $968 from which it was up until the COVID-19 pandemic, and also the complete U.S. credit debt comes with gone down to $787 million.

When you are people are definitely the overall number, they vary significantly for different class. We’ve got examined research out-of government enterprises and you may credit reporting agencies to obtain the common credit debt because of the state, decades, money, and a lot more. Continue reading for the complete abilities.

Trick findings

canstar personal loans

  • Average Western credit card debt: $5,525
  • Mediocre borrowing from the bank utilization price: twenty-five.2%
  • State for the high mediocre personal credit card debt: Alaska ($eight,089)
  • County on the lowest mediocre personal credit card debt: Wisconsin ($4,587)
  • Generation X possess mediocre personal credit card debt off $seven,236, many of every age bracket. (suite…)
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