Requiring comptoirs to report all their money on central financial caters to several intentions

Requiring comptoirs to report all their money on central financial caters to several intentions

Since starting surgery into the 2012, Samia claims their company – which gives within an annual rate of interest of 17 % so you can salaried employees from just what the guy refers to since the “most readily useful level” organizations – has been fighting attitudes that money are financing shark

This new central bank legislation, however, check geared towards putting some comptoir business shorter financially rewarding and easy to engage in in addition to interfering with some of their so much more distasteful and probably unlawful techniques (such as for instance attempting to sell guarantee ahead of a debtor non-payments, which is the subject out-of a judge study on the al-lebananiyeh al-arabieh lil tasleef). Eg, a great comptoir have to have 2 billion LL (more $step one.3 mil) within the paid back-upwards investment to register, and should have the same reduced-right up capital for every single branch it desires to openptoirs should also register all the loans they give you during the central lender; their customers can’t be designed to shell out monthly obligations one to meet or exceed thirty-five percent of its house earnings; financing they give you can’t be well worth lower than 60 percent of the newest equity offered, nor normally the money surpass 5 percent of your own comptoir’s investment otherwise $one hundred,one hundred thousand, whichever try smaller; and they try not to just take charge getting starting another declare an individual. (suite…)

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